Auto Insurance Deals Washington DC

Don't overpay for your car insurance coverage. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Local Companies

Allstate Insurance - Beltway Insurance Agency
301-324-0300
9105 Central Ave
Capitol Heights, MD
Wayne Shoemaker - State Farm
410-535-0434
PO Box 483 22 Duke St.
Prince Frederick, MD
Allstate Insurance Companies
703-527-7222
1815 Fort Myer DR
Arlington, VA
Seidel, David - State Farm Insurance Agent
703-920-5012
413 S Glebe Rd
Arlington, VA
A Community Insurance Agency Inc
703-271-5482
3010 Columbia Pike
Arlington, VA
Georgetown Insurance Group
(202) 537-0064
5125 MacArthur Blvd NW
Washington, DC
Aid Insurance
(202) 544-6800
626 8th St NE
Washington, DC
Allstate Insurance Companies
(202) 364-8200
5100 Wisconsin Ave NW Ste 516
Washington, DC
All Lines Insurance
(202) 544-6800
626 8th St NE
Washington, DC

Let your fingers do the walking... Remember that Yellow Pages Ad Campaign? Excellent advice if you're shopping for auto insurance. Shop around and do it yearly. Don't just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you’re inline for a huge premium savings. If you don’t think you could come up with $1000 out of pocket, then change it to a $500 deductible; you’ll still save a sizable amount on your annual premium payment.

You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn’t, it’s time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.

There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.

Don’t just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.

About the Author:

John Edwards

Find more information about life insurance and auto car insurance at: http://www.insuranceautocar.com


Article Source:

thePhantomWriters Article Submission Service

Featured Local Company

Allstate Insurance - Beltway Insurance Agency

Beltway Insurance is a full service Allstate and MAIF insurance agency located in Capitol Heights Maryland.

301-324-0300
9105 Central Ave
Capitol Heights, MD
http://BeltwayInsurance.net

Maryland Tag and Title
MAIF Insurance

Related Local Events
International Auto Show-Baltimore
Dates: 2/11/2010 - 2/14/2010
Location: Baltimore Convention Center
Baltimore, MD
View Details

National Parking Association 58th Annual Convention
Dates: 10/12/2009 - 10/15/2009
Location: Gaylord National Resort and Convention Centre
National Harbor, MD
View Details

Open House and Car Wash
Dates: 6/13/2009 - 6/13/2009
Location: The Glendale Apartments
Lanham, MD
View Details