Debt Collections Charlotte NC

Both state and federal laws protect consumers from unfair debt collection practices.

Local Companies

Tek Collect
(212) 356-7697
5225 Silchester Lane
Charlotte, NC
Transworldsystems
(704) 840- 5722
8801 J M Keynes Dr.
Charlotte, NC
Jon Barry & Associates
(704) 723-4200
216 LePhillip Court
Concord, NC
Jon Barry & Associates
(704) 723-4200
216 LePhillip Court
Concord, NC
Clearpoint Financeial Solutions
(704) 567-8992
Charlotte, NC
Consumer Credit Counseling
(704) 563-4319
Charlotte, NC
Consumer Credit Counseling
(704) 372-2582
Charlotte, NC
Rights and Associates
(704) 567-8221
Charlotte, NC
First Investment Financial
(704) 535-1966
5500 Executive Center Dr
Charlotte, NC
Consumer Credit Counseling
(704) 375-0468
Charlotte, NC

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Both state and federal laws protect consumers from unfair debt collection practices.


Debt collection by telephone

A debt collector may contact you by phone only at convenient times - that is generally interpreted to mean between 8:00 a.m. and 9:00 p.m.
Debt collection by mail

Your financial affairs are private. A collection agency may not communicate with you by postcard, because then anyone could read the message.

An envelope from a collection agency must contain neither language nor symbols to indicate that the communication relates to the collection of a debt.


Can I stop a collection agency from contacting me?

If you do not want the debt collector to contact you at all, you can simply:

  • Notify them in writing that you refuse to pay; or
  • Notify them in writing that you want them to stop all further communication; or
  • Notify them of the name of your lawyer and tell them to communicate only with your lawyer.

Harassment by collection agencies

Federal law prohibits collection agencies from:

  • Making threats
  • Using obscene or profane language
  • Publishing lists of "deadbeats," and
  • Making harassing phone calls

Violators are subject to penalties of up to $1,000 per violation (which go to the government).

If you believe a collection agency has violated your rights, contact the Federal Trade Commission or see a lawyer who specializes in consumer rights.


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Featured Local Company

Tek Collect

(212) 356-7697
5225 Silchester Lane
Charlotte, NC