Insurance Oakland CA

Refugees from home ownership now forced to rent could be setting themselves up for another financial disaster if they avoid renter's insurance to pinch pennies in order to quickly save up and return to home ownership. All renters should have an insurance policy to cover their possessions because, should a disaster hit home, the cost to replace those items will put home ownership that much further out of reach.

Insurers put a higher risk (and cost) on insuring vacant homes for the same reasons some owners are discovering -- theft, vandalism, fires and water damage are more likely to happen in an empty home. Here you will find options to help you avoid the cost of vacant home insurance.

Flood insurance is only mandated for properties in high-risk flood zones, but even if you live in a low- or moderate-risk area, you should bone up on the National Flood Insurance Program (NFIP). To help get you started, here's a quick primer on floods and flood insurance.

Tips on how to recognize and avoid auto insurance scams.

If you're injured in an automobile accident, you may be entitled to statutory accident benefits, whether or not the accident was your fault.