So, you have found your classic dream car and are ready to hit the road with it? Well, the next step is to find yourself some classic car insurance. This article will tell you how to locate classic car insurance, how to make sure you get the best deal, and how to figure out if you meet the qualifications to purchase it.
- What is the value of your vehicle? The first step when thinking of purchasing classic car insurance is to find out the exact value of your vehicle. You want to do this so that you know what amount to use for your agreed value with the insurance company. The agreed value is the amount the insurance company agrees to pay you if your car is totaled. A great place to find this out online is at AntiqueCar.
- Do you qualify? The next step in your search for classic car insurance is determining if you even qualify to purchase it yourself. If you read the following qualifications and can't meet one or more of them, you will probably need to find someone else who can insure your car for you. The qualifications you must meet to be insured by most classic car insurance companies are:
- You must be at least 26 years old.
- You cannot have more than one at fault violation in the last three years.
- You cannot use the car for general transport,
- All modifications to the carmust be documented.
- Check with your current insurer first. If all qualifications have been met, then the first place to start looking for classic car insurance is with your present insurance provider. Whether you carry home or car insurance, some insurance companies carry classic car plans as well. If your insurance company does, you may qualify for a multiple policy discount.
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Author: Kathleen Bunn