Retirement. Most remodelers are too busy running jobs to even think about it. Or they love their work so much that they can't imagine a time when work might be replaced by leisure activities. Either way, your body may not allow you to work forever. The smart thing to do is to plan for a life after remodeling. The sooner you start planning to retire, the sooner you will have the option. And it's never too early or too late to begin.
Physical FitnessAs much as remodelers are concerned with securing jobs, meeting payroll, and wowing customers, they should be equally concerned with their personal outlook. Remodeling is a labor-intensive business. For owners who are physically active in their companies (and many are), physical health is critical to the health of the business. But time and the aging process can be cruel to even the most skilled contractors.
Today, you may say that you can't afford to stop working. But some day you may not have a choice. Will you be able to do everything you do now when you're 65? What if you got hurt or seriously ill and were physically unable to work?
Old ThinkingRegardless of your age, my advice is to think old.
In a survey by the Employee Benefit Research Institute, 84% of workers said they were confident that they would have enough money to cover basic expenses in retirement, but less than one-third said they had actually tried to calculate how much they would need.
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